Your 2025 New Year Insurance Review Checklist

Start the year strong by securing what matters most.

As we turn the page to a new year, there’s no better time to ensure your insurance coverage keeps pace with your life. Whether it’s a new baby, a home renovation, or just a change in routine, life moves fast—and your insurance should keep up.

This comprehensive, achievable, and meaningful checklist will help you evaluate and optimize your insurance portfolio for the year ahead.

🏡 Home & Auto Insurance

• Has your home value increased due to renovations or market trends?

• Have you added new valuables (jewelry, electronics, collectibles)?

• Are your auto liability limits still enough to protect your assets?

• Have you installed safety features or smart devices that may qualify for discounts?

❤️ Life Insurance

• Have there been major life events (👰 marriage, 👶 children, 🏠 new mortgage)?

• Is your current coverage amount still adequate?

• Has your health improved, possibly qualifying you for better rates?

• Are your beneficiary designations current and accurate?

🏥 Health Insurance

• Are your prescription medications still covered under your plan?

• Are your preferred doctors and specialists still in-network?

• If you’re on Medicare, have you reviewed any plan changes for 2025?

• Would a Health Savings Account (HSA) help support your financial strategy?

💼 Income & Lifestyle Protection

• Does your disability insurance reflect your current income level?

• Have you looked into long-term care insurance as you plan for the future?

• Is your emergency fund enough to handle insurance deductibles?

🌐 Emerging & Modern Insurance Needs

• Working remotely? Would cyber insurance protect your digital life?

• Could identity theft coverage save you stress and money?

• Do you need an umbrella policy for added liability protection?

🕒 Ready to Take Action?

Insurance needs evolve—just like your life. Starting 2025 with a thorough policy review ensures you’re not underinsured or missing out on key benefits.

📅 Schedule a personalized insurance review today and step into the new year with clarity, confidence, and complete coverage.

Wishing you a safe, happy, and well-protected 2025! 🎉