Are You Missing Out on Your Health Insurance Benefits?

According to a 2023 Kaiser Family Foundation study, 73% of insured Americans don’t fully use their health insurance benefits—potentially leaving thousands of dollars in unused value on the table. Odds are, you might be one of them.

Here’s what you could be overlooking—and how to start taking full advantage today:

✅ 1. Preventive Care – 100% Covered

Most plans offer free preventive services such as:

• Annual check-ups

• Vaccinations

• Screenings (like mammograms and cholesterol tests)

Yet, only 8% of Americans take full advantage of them. According to the CDC, preventive care could save over 100,000 lives annually. Don’t skip what you’re already paying for!

📱 2. Telehealth Services

Busy schedule? Many insurers now include free or low-cost virtual visits with licensed doctors or therapists. Use telehealth for:

• Prescription refills

• Minor illnesses

• Mental health support

It’s healthcare from your couch—what’s not to love?

💪 3. Wellness Programs & Discounts

Your insurance plan may include perks like:

• Gym membership reimbursements

• Weight-loss program discounts

• Smoking cessation support

• Rewards programs for tracking healthy habits

These incentives can save you money and help you stay motivated.

🌿 4. Alternative Medicine Coverage

You might have access to services like:

• Acupuncture

• Chiropractic adjustments

• Massage therapy

When using in-network providers, these treatments often come with low copays or coinsurance.

💊 5. Pharmacy & Prescription Perks

Go beyond basic coverage with:

• Mail-order prescriptions at lower prices

• Discount programs for generic meds

• Possible allowances for over-the-counter items

It’s all about saving time and money at the pharmacy.

Don’t Let Your Benefits Go to Waste

Your health insurance plan likely offers more than you realize. Let us help you uncover hidden perks, maximize your policy, and ensure you’re getting every dollar’s worth.