You may be eligible for Medicare if you or your spouse have worked at least 10 years in Medicare-covered employment and are 65 years old. Additionally, you must be a U.S. citizen or a permanent resident.
If you are under 65, you may still qualify if you have a disability or End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).
You can receive Medicare Part A at age 65 without paying premiums if:
You already receive retirement benefits from Social Security or the Railroad Retirement Board.
You are eligible for Social Security or Railroad Retirement benefits but have not yet filed for them.
You or your spouse worked in Medicare-covered government employment.
If you are under 65, you can get Part A without paying premiums if:
You have received Social Security or Railroad Retirement Board disability benefits for 24 months.
You have kidney failure requiring dialysis or a kidney transplant.
While Part A may be premium-free if you meet the qualifications, you must pay for Part B if you choose to enroll. The premium is:
Automatically deducted from Social Security, Railroad Retirement, or Civil Service Retirement benefits.
Billed every three months if you do not receive these benefit payments.
Have questions about Medicare? Call us today for guidance on your Medicare health insurance options.
By contacting the phone number on this website, you will be directed to a licensed agent.
This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If there’s anything you need or if you have any questions, please feel free to contact us. We are here to help.